This course explains Virginia's newly enacted Medicare Birthday Rule, effective July 1, 2025. Students will learn how this law allows individuals enrolled in a Medigap supplement policy to purchase the same plan type with identical benefits during an annual 60-day enrollment period beginning on their birthday, without being denied coverage or charged higher rates due to health conditions or claims history. The course will highlight how this legislation, adopted by only 12 states, enables seniors to compare premiums and reduce healthcare expenses. Program details are presented as outlined by the State Corporation Commission, offering clear guidance on how the rule benefits seniors.