Many people view budgeting as a strict diet, but it's not about depriving yourself of things you enjoy. It's about understanding the importance of managing your cash flow within a flexible and personalized budget. Creating a realistic budget doesn't have to be a painful experience! This class will teach you how to document your expenses, track your finances with or without personal budgeting software, and work together as a family to achieve common financial goals. You might even discover that you can start or increase your retirement savings! Take control of your money and prevent your money from controlling you!
Saturday, September 20, 2025, WDC*D124
Thursday, November 13, 2025, WDC*D124

Do you often think "I'll never be able to retire"? Do you believe that you are too "broke" to start putting money away for retirement? Is your plan at work sufficient and are you putting the money away in the "right" places? Have you ever thought that you can't "afford to lose any money in the stock market"? In this class, you will learn the fundamentals of starting and planning for your retirement. Learn the difference between a Roth and a Pre-Tax investment and how they are affected by taxes. Learn the tax brackets and how to minimize your tax bite. However, money is only one aspect of retirement planning. This course blends financial education and life planning to help build your wealth, align your money with your values, and achieve your retirement lifestyle goals.
Saturday, September 6, 2025, WDC*D124
Thursday, November 6, 2025, WDC*D124

In this course, discover the vast world of investing and learn about its inner workings in an engaging and interactive session. Explore common types of investments and accounts to find your best investment options. You will gain an understanding of tax complications and get your specific investment questions answered during the session.
Saturday, August 23, 2025, WDC*D123
Thursday, October 30, 2025, WDC*D124

Shopping for insurance can be daunting. In this course, learn how it is essential to shop for insurance annually so you can guarantee you are receiving adequate coverage from a reputable company at a reasonable price. The insurance industry is unpredictable. Discover how being an informed shopper will help you to understand your policy and put you in the driver's seat when obtaining quotes for auto, home, or renter's insurance.
Tuesday, September 9, 2025, WDC*D123
Saturday, October 18, 2025, WDC*D124
Thursday, December 4, 2025, WDC*D124

This course will guide you through the world of life insurance and help you plan for your retirement. You will learn how to identify reliable insurance companies that will be there for you when you need them. We will also discuss the different types of life insurance and help you determine which one is best suited for your specific needs. By the end of this course, you will be equipped with the knowledge to become a confident and informed consumer.
Saturday, November 15, 2025, WDC*D212
Tuesday, December 2, 2025, WDC*D124